OPTIMUS88 RTP SLOT Do you need a merchant account? Many services, such as VeriFone's PAYware Mobile, require a merchant account to help ensure the financial institutions that the merchant won't run up sales with fraudulent cards and abscond with the money. How can online banking help me manage my credit? Many merchants prefer to use Square because it doesn't require a merchant account, which comes with fees and a credit check.|What are AMBER Alerts?